ASSET-BACKED LENDING

Access funds to fuel your business growth

Get approved for $250K to $5M asset-backed financing fast. Receive a letter of offer within 48 hours.

We don’t even ask to see your tax returns.

Qld Capital offers quick, flexible, and accessible funding, even with limited financial documentation.

We provide loans ranging from $250K to $5M to fund the following:

Short-term business financing

We provide financing solutions to support growth, acquisitions, or cash flow management. Investment

Investment

We offer short loan terms for investors looking to unlock property equity for new opportunities

Site acquisition

We can help secure financing for site acquisitions at every phase of the approval cycle

Construction

We provide funding assistance for construction projects, including subdivisions, multi-stage developments, and high-rise buildings for both residential and commercial properties

Residual stock

We can facilitate funding to enable clients with completed development projects to hold the remaining stock until it is sold.

Why Choose Us

Don't wait for traditional bank financing – contact us today for fast and efficient funding!

Qld Capital offers straightforward financing solutions for business owners, investors, companies, developers, and brokers.

Australian-Based Support

You can trust our Australian-based call centre and lending team to assist you.

Fast & Efficient

Obtain funding solutions more quickly than with traditional lenders.

Non-Bank, Direct Lender

Benefit from greater flexibility in borrowing terms, quicker decision-making, enhanced convenience, and increased certainty.

Frequently Asked Questions

What is a Secured Business Loan?

Also known as Asset-backed Lending, this financial solution allows business owners to leverage their existing assets to access funding quickly and with minimal paperwork, bypassing the typical delays associated with traditional banks.

What assets are accepted as security?

Loans are secured against Australian Real Estate.

Who is eligible for this type of financing?

This product is designed for business owners needing quick capital and companies needing financing for growth or cash flow management.

How quickly can I receive funds?

You can receive a Letter of Offer in as little as 48 hours. Loan approvals are faster than those of traditional banks.

What loan amounts are available?

You can borrow between $250k and $5 million, depending on the value of your assets.

What is the Loan-to-Value Ratio (LVR)?

We offer a high loan-to-value ratio of up to 80% on eligible security, allowing you to maximise the equity in your assets.

What are the loan terms?

Loans are available for up to 12 months.

What documentation is required?

Flexible and accessible for businesses with limited financial documentation.  We don’t ask to see your tax returns.

What can the funds be used for?

Funds can be used for business expansion, investment opportunities, site acquisitions, construction, and residual stocks. 

Who is this loan ideal for?

This loan is ideal for borrowers with property assets looking to release equity.

How to Request a Free Letter of Offer

1

Submit Your Scenario

Tell us what you need—our team will review your requirements and guide you to the right solution.

2

Receive Your Letter of Offer

We’ll issue an obligation-free Letter of Offer within 48 hours.

3

Finalise Finance, Fast

Once approved, we move quickly to settle—no bank delays, just straightforward, secured funding.