Spec Home Finance

Builder Spec or Display Homes or Duplexes, Build First and Sell Later

If you’re requiring finance to help with the construction of your new home project, Qld Capital can provide you with the funds you need quickly and efficiently, without the nonsense. Qld Capital Property & Development Finance will help you get your development started sooner with our personalised service. We’ll take the time to understand your unique circumstances and needs to tailor a solution that works best for you.

  • Up to 80% of Completion Value

    We offer funding for up to 80% of the completed value.
  • No Requirement to Own the Land

    By choosing Qld Capital, we’ll finance your spec home whether you own the land or not.
  • Get to Market Quicker

    We work fast to finance your project so that you can get started with your spec home project sooner. Quick letters of offer, certainty of settlement.
  • No Clawbacks

    We work direct with clients or brokers with no clawbacks on commissions paid.
  • Who We Can Help

    Whether you are a builder, investor or project marketer, Qld Capital can provide a funding option for your project
  • We are the Lender

    We’re the lender not a broker. We are not constrained by archaic bureaucracy and infrastructure of larger institutions. Reliable offers and certain settlement
  • Flexible Terms

    We offer funding solutions for your project with quick decisions and flexible terms.
  • Solution Specialists

    We’re specialists in solving new and existing funding problems.

If you're looking to finance a spec home or duplex project allow Qld Capital to provide you with a free no obligation funding letter of offer.

QLD Capital

Achieving Fast, Effective Results for Our Clients

We understand that every development is different. That’s why we offer tailored finance solutions to help make your development efficient and stress-free.

Allow Qld Capital, to provide you a no obligation letter of offer for your finance solution in as little as 24 hours. Our experienced professionals are ready to help you every step of the way, from start to finish.

qc-capital-icon_low-or-no-presales

Low or No Presales

As the dedicated lender we’re able to provide funding with low or no presales.

3 x Faster

Our experienced team gets you finance faster than traditional lending.

Increased LVR

We can fund you when banks won’t, as our LVR requirements are designed to get you moving.

Letter of Offer

Let us provide you with a no obligation letter of offer.

Brokers

Deal direct with the lender,
No brokerage clawbacks

Qld Capital provides brokers with no-nonsense finance options for their clients that are low on time investment and certain in outcome. As lender direct, we can act as both senior and mezzanine funder, depending on the solution required.

As a wholly Australian-owned lender, we can provide quick, easy, cost-effective finance solutions for your clients with no brokerage clawbacks.

Latest Projects We’ve Funded

Refinance existing debt; construction and sell-down of 4 x 2BR dwellings in a community title scheme.
Refinance existing debt; construction and sell-down of 5 x 2BR dwellings in a community title scheme.
Googong
Assist with purchase of land and construction of 5BR dwelling and sale