Terms of Service
- Effective Date: February 2026
Overview
These Terms of Service govern your use of the Qld Capital Pty Ltd (ABN 50 603 620 079) website located at www.qldcapital.com.au. By accessing or using our website, you agree to be bound by these terms. If you do not agree with these terms, please do not use our website.
Section 1 - About Qld Capital
Qld Capital Pty Ltd (ACN 603 620 079) is a non-bank property and development finance lender based in Queensland, Australia. We provide property and development finance solutions to developers, builders and brokers across Australia.
In these terms, “we”, “us”, “our” and “Qld Capital” refer to Qld Capital Pty Ltd. “You” and “your” refer to any person who accesses or uses our website.
Section 2 - Use of Website
You may use our website for lawful purposes only. By using the website, you agree that you will not:
- Use the website in any way that breaches any applicable local, state, national or international law or regulation
- Use the website for any fraudulent or unlawful purpose
Attempt to gain unauthorised access to the website, its servers, or any connected databases or systems - Introduce viruses, trojans, worms, malware or other technologically harmful material
- Use any automated tools, bots or scraping technologies to extract data from the website without our prior written consent
- Reproduce, duplicate, copy, sell, resell or exploit any portion of the website without our express written permission
Interfere with or disrupt the integrity or performance of the website
Section 3 - Information Purposes Only
The content on our website, including information about our finance products, loan terms, interest rates, LVR ratios and other financial details, is provided for general informational purposes only. It does not constitute financial advice, a recommendation or an offer to enter into any financial arrangement.
Any loan or finance arrangement with Qld Capital will be subject to a separate loan agreement, formal credit assessment, and applicable terms and conditions. Approval of any finance application is at the sole discretion of Qld Capital and is subject to satisfactory due diligence, valuations and compliance requirements.
You should seek independent professional financial, legal and taxation advice before entering into any financial arrangement. We do not warrant that any particular finance product or solution will be suitable for your circumstances.
Section 4 - No Guarantee of Availability
We do not guarantee that our website or any particular content will always be available or uninterrupted. We may suspend, withdraw, discontinue or change all or any part of our website without notice. We will not be liable to you if the website is unavailable for any reason at any time.
Section 5 - Intellectual Property
All content on this website, including text, graphics, logos, images, photographs, icons, the Qld Capital brand name and trademarks, page layout and design, is the property of Qld Capital Pty Ltd or its licensors and is protected by Australian and international copyright, trademark and intellectual property laws.
You may view and print pages from the website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices. Any other use, reproduction, modification, distribution or republication of the website content without our prior written consent is prohibited.
Section 6 - Third-Party Links
Our website may contain links to third-party websites, applications or services that are not owned or controlled by Qld Capital. We have no control over, and assume no responsibility for, the content, privacy policies or practices of any third-party websites or services.
The inclusion of any link does not imply endorsement, approval or recommendation by Qld Capital. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with the use of any third-party websites or services.
Section 7 - Accuracy of Information
While we take reasonable care to ensure the information on our website is accurate and up-to-date, we do not warrant the accuracy, completeness, reliability or timeliness of any information, product descriptions, loan parameters or other content on the website.
Product details, interest rates, LVR percentages, loan terms and other financial information displayed on the website are indicative only and may change without notice. Actual terms will be set out in formal loan documentation.
Section 8 - Limitation of Liability
To the maximum extent permitted by law, Qld Capital and its directors, officers, employees, agents and contractors will not be liable for any direct, indirect, incidental, special, consequential or punitive damages, including but not limited to loss of profits, data, business opportunities or goodwill, arising out of or in connection with your use of, or inability to use, our website or any content on it.
Nothing in these terms excludes, restricts or modifies any rights or remedies, or any guarantee, warranty or other term or condition implied or imposed by legislation (including the Australian Consumer Law) which cannot lawfully be excluded or limited. If such legislation applies, to the extent that we are able to limit our liability, our liability is limited at our option to the re-supply of the relevant services or the payment of the cost of having the relevant services re-supplied.
Section 9 - Indemnity
You agree to indemnify, defend and hold harmless Qld Capital, its directors, officers, employees, agents and contractors from and against any claims, liabilities, damages, losses, costs and expenses (including reasonable legal fees) arising out of or in connection with your use of the website, your breach of these terms, or your violation of any applicable law or the rights of any third party.
Section 10 - Privacy
Your use of our website is also governed by our Privacy Policy, which sets out how we collect, use, disclose and protect your personal information. By using this website, you consent to the collection and use of your information as described in the Privacy Policy.
Section 11 - Security
While we implement reasonable security measures to protect our website and the information transmitted through it, no method of electronic transmission or storage is completely secure. We cannot guarantee the absolute security of information transmitted to or from our website. You transmit information at your own risk.
Section 12 - Modifications to These Terms
We reserve the right to modify or replace these Terms of Service at any time at our sole discretion. Any changes will be effective immediately upon being posted on the website. Your continued use of the website after any changes are posted constitutes your acceptance of the revised terms.
We encourage you to review these terms periodically to stay informed of any updates.
Section 13 - Severability
If any provision of these terms is found to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision will be severed from the remaining terms, which will continue to be valid and enforceable to the fullest extent permitted by law.
Section 14 - Waiver
Our failure to exercise or enforce any right or provision of these terms does not constitute a waiver of that right or provision. Any waiver of any provision of these terms will only be effective if made in writing and signed by Qld Capital.
Section 15 - Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of Queensland, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of Queensland and any courts of appeal from those courts for the resolution of any dispute arising out of or in connection with these terms or your use of the website.
Section 16 - Entire Agreement
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Qld Capital with respect to the use of this website and supersede all prior or contemporaneous communications and proposals relating to the website.
These terms do not form part of any loan agreement, finance arrangement or other contractual relationship with Qld Capital, which will be governed by separate documentation and terms.
Section 17 - Contact Us
Qld Capital Pty Ltd
ABN: 50 603 620 079
Phone: 1300 108 647
Website: www.qldcapital.com.au/contact
© 2026 Qld Capital Pty Ltd. All rights reserved.